Dancing Forward - My Journey in Health and Fitness
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7/19/2020

July 19th, 2020

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Saving $$$

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Hello, Everyone!

Disclaimer: I receive no remuneration from the product/service I am discussing.

Dancing is an expensive lifestyle. Classes, lessons, shoes, clothing are just the basics. Competitions can add even more.

Yet it is worth every penny for me!

It is confidence building, physical strengthening and conditioning and therapy all in one.

But it still requires planning for savings.

How do I do this?

I have an FDIC secured savings account through SmartyPig.

This particular savings account has a variable interest rate around 1.2%-1.7%. My regular bank account has a rate of 0.01%!

SmartyPig also allows you to set different goals and helps you plan to save for those goals.

I set up automatic withdrawls from my checking account each month. This makes it easy to put aside a little bit of money at a time. At such a high interest rate

Now, I do have an emergency savings account with my regular bank. This is for emergency and because I can access it quickly.

To withdrawl from SmartyPig, it can take a few days for a free transfer, so I don't recommend that for money you may need immediately. However, after you have your emergency fund established, I highly recommend this online-only savings account.

You can't beat the interest rate and it is FDIC insured, so your money is guaranteed as at any physical bank.

To open a SmartyPig account, visit www.smartypig.com.

I highly recommend looking into saving any tiny amount you can for future goals! The small change adds up!

Have a great week and keep dancing FORWARD!

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    Kimberly Capracotta - 
    Ballroom Dancer, Health and Fitness promoter, Dog Mom

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